Level 0: Window dressing, no game effect.
Level 1,2,3: Pick a bonus.
Level 4,5: Pick an unacceptable order.
Each level: Pick a restriction.
Samples are below.
Anonymity (Masquerade)
Bonuses: Avoid tracking. Conceal personal information. Hide in a crowd. Tell a lie about your identity. Invent a persona lens.
Unacceptable Orders: Tell me your name. Tell me who your friends are. Take your mask off. Give me a sample of your DNA.
Restrictions: Give out a different name every time someone asks. Nanites compulsively clean up after you. Have your mesh remove any distinctive personal habits.
Order (Cognitive Union)
Bonuses: Working with others. Working a system. Understand a set of laws. Stay calm.
Unacceptable Orders: Riot. Break a law. Rebel against authority.
Restrictions: Must obey the law. Obsessive-compulsive disorder. Have your mesh remove negative emotions.
Worship (Disciples)
Bonuses: Ignore sensory deprivation. Be still and quiet. Meditate.
Unacceptable Orders: Be loud. Wear something different. Betray your civilization. Leave your civilization.
Restrictions: Cannot change civilizations. Cannot betray your vows. Must meditate an hour each day. Do not speak.
Safety (Replicants)
Bonuses: Creating replicator technology. Improving the resolution or control of a mesh. Creating safeguards or backup systems. Assessing a plan for risk.
Unacceptable Orders: Risk your last instance. Leave the Replicants. Destroy a backup of yourself. Use an untested device.
Restrictions: Use a replicator at least once a day. Be sure at least half your instances are in Replicant space. Examine every plan before proceeding. Put yourself under recorded surveillance.